Finance and Insurance

Philadelphia, PA, is a wonderful city, and offers those who inhabit it with abundant reasons to smile. So, why not share yours with the world more often, starting today? Here at Smile Maker PA, we offer comprehensive Dental Financing, so that you can find a treatment plan which fits your budget. Our goal is to maximize your insurance benefits, and to make any remaining balance easily affordable. If you have any questions regarding your insurance benefits, please do not hesitate to call our office at 215-969-2015 to address your concerns. Our fees are based on the quality of the materials we use and on our experience in performing your needed dental procedures. If you would like to review these financial arrangement options with one of our team members in advance of treatment, please do not hesitate to call our office at 215-969-2015.

Our goal is to maximize your insurance benefits and make any remaining balance easily affordable.

Half of the total treatment cost is a deposit, and must be paid before any treatment (which requires multiple visits) starts. Unless other arrangements have been made, full payment is expected at the time of treatment. We accept Visa, MasterCard, and Discover payments. Please ask a member of our staff about our 12-month interest-free financing option and 15 % discount.

If you have insurance coverage, please bear in mind that insurance is a method of reimbursing the patient for fees paid to the doctor, rather than a substitute for the payment. Some companies pay a fixed allowance for certain procedures, while others pay a percentage of the charge. You are responsible for the deductible amount, co-insurance, (co-payment), or any other balances not paid by the provider.

There is a $30 fee for any bounced checks. Any balance past due for more than 60 days is subject to finance charges.

Get dental implants from Dr. Karagodsky DDS, an exceptional dentist specializing in cosmetic dentistry located in Philadelphia, PA.

We accept many kinds of dental insurance. To be confident, you should call our dental office at 1-215-969-2015 and learn whether or not we take the kind of insurance you have.

Appointment Request

Dental Plan, PPO, or HMO? What's the Difference?

HMO – (Health Maintenance Organization) Is a form of health or dental insurance combining a range of coverages on a group basis. A group of doctors and other medical professionals offer care through the HMO for a flat monthly rate with no deductibles. However, only visits to professionals within the HMO network are covered by this policy. All visits, prescriptions and other care must be cleared by the HMO in order to be covered. A primary physician within the HMO can handle referrals.

PPO – (Participating/Preferred Provider Organization) – Is a health or dental care organization composed of physicians, hospitals, or dentists that provide services at a reduced fee. A PPO insurance is similar to an HMO, but care is paid for as it is received instead of in advance in the form of a scheduled fee. PPOs may also offer a greater degree of flexibility by allowing for visits to out-of-network professionals at a greater expense to the policyholder.

Working Hours

Mon:  8:30 am – 5:00 pm
Tue:   8:30 am – 5:00 pm
Wed: 8:30 am - 5:00 pm
Thu:  8:30 am – 5:00 pm
Fri:   Closed
Saturday: By Appointment Only